Terms of Service
Reginald’s Final Expense Insurance acts as an independent insurance agency facilitating connections between applicants and authorized underwriting carriers. Online estimates do not constitute a binder of coverage until underwriting evaluation is formally completed by the issuer.
Applicant Representations
No Legal or Estate Advice
By requesting rates, you warrant that all submitted details regarding age, health, tobacco usage, and existing coverage are complete and truthful. Any material misstatement may void coverage assessments or prospective policy issuance. Final eligibility, premium rates, and coverage approval remain subject to carrier underwriting guidelines, verification, applicable policy provisions, and insurer acceptance. We work hard to find the best coverage for you.
Guidance provided by our licensed representatives is limited strictly to life insurance and burial expense products. Content on this website does not substitute for licensed legal, taxation, or estate planning counsel "I don't draft estate plans or provide legal advice, but I do provide permanent insurance products that can be integrated into your broader estate or legacy strategy alongside your attorney."
Text Messaging & Email Communications
When you supply contact details on our platform, you grant explicit consent to receive informational and transactional communications from Reginald’s Final Expense Insurance regarding coverage choices, premium quotes, and application milestones.
SMS Text Messaging Terms
Electronic Email Notices
Text messages may be transmitted using automated dialing technology. Consent is not a condition of purchase. Message and data rates may apply. You may opt out anytime by replying STOP to any text message received.
We deliver policy summaries, statutory insurance notices, and consultative correspondence via email. You may update communication preferences or unsubscribe from marketing emails at any time using the direct link provided in each message.
Governing Law & Inquiries
These terms are governed in accordance with applicable state insurance regulations. For formal compliance questions, withdrawal of communication consent, or licensing verification, direct inquiries in writing to Reginald’s Final Expense Insurance compliance administration.
